At first I was very resistant to meet him. I think mostly I was scared and I did not think I could qualify or have the funds to afford a house. You see, I was suppose to buy a house with my ex-husband, but he screwed me over in the house buying process and stole all our money for gambling and ruined my credit. Took me an aggressive 1 year to get myself out of divorce credit card debt... Anyways buying a house is a personal subject for me. If I could get my own house, it would definitely prove that I was independent, especially financially independent
Took a chance and I met up with Melvin in is his office that day. We went over what I want for a home: decent townhouse in a safe/quiet neighborhood away from traffic and school, with non-carpet flooring, big space/kitchen with a lot of light, 2+ bedrooms, garage or enough for 2 parking and pet friendly. In the next week I had conversation with Erica from Wels Fargo about income, taxes and how much I was wiling to spend. I was happy to find out I was pre-qualified for a home. I was afraid that my bad credit from ex-husband would prevent me from getting qualified.
January 27: I met with Melvin again, but this time to go house hunting. We look at a few places online and in person, but I had my heart set on a new development in Kapolei, Hawaii. It is a planned community that still needs to be build, but they have some model homes available . I have been scoping the area and looking at the website for townhomes for months now so I was excited to finally check it out. When we got there and toured the homes, I was so impressed, I could imagine myself moving in already. It was pretty much a done deal. BJ who is the realtor for the company was helping us and she could tell I loved it. We made an appointment to do the sales contract and also made an appointment with Suzie who will help me finance my home. The next day I gave them a check to hold the property.
|February 1 was the day I signed my sales contract|
|My piece of Hawaiian dirt|
|Reading my owner's manual as my home gets built|
|Men starting to work on the townhouse|
|Hello March, hello more house building movement!!!|
|Laying the re bar|
|Working on the foundation|
|Pouring the concrete|
|My foundation is set|